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Dental insurance helps cover the costs of preventive dental care while softening the blow on pricier procedures like crowns, bridges, and fillings. It’s essential to shop around to find a dental insurance company with plans that provide the coverage you need without low annual caps or exclusions that can prevent you from getting any value. The best dental insurance plans provide access to a broad network of dentists, reasonable annual benefit maximums, and the potential for low premiums.
Dental insurance is recommended for most individuals and families as it can be critical in encouraging routine preventative treatments before high cost procedures are necessary. As most plans can come with waiting periods for larger procedures, it's important to have a policy in place before something painful and pricey is a necessity. If you have not secured a policy, always consult with your local dentist or treatment center to ensure that your plan will be accepted and not interfere with prescribed treatment regimens.